Power The Future of Banking
Next-Generation Core Banking Platform
Create effortless banking journeys with FinSys CBS. OpenFactor's modular, API-driven core banking system. Transform operations with flexible products, instant processing, and rock-solid security.
Customer Management
Gain a 360° view of every customer with integrated KYC, AML, and identity verification tools, ensuring security and compliance across onboarding and ongoing relationship management.
Accounts & Deposits
Manage diverse account types with real-time updates, from savings and current accounts to digital wallets, fixed deposits, and recurring deposit products.
Loans & Credit
Streamline lending with configurable workflows for origination, approval, disbursement, and recovery—backed by dynamic interest, fee, and penalty management.
Treasury & Liquidity
Optimize liquidity with tools for interbank placement, borrowing, bond and T-Bill management, plus FX operations and regulatory compliance tracking.
Payments & Transfers
Support multiple payment rails—from RTGS and ACH to SWIFT and card processing—alongside bill payments and internal transfers, all with real-time settlement capability.
General Ledger & Accounting
Maintain financial accuracy with real-time GL posting and IFRS-compliant chart of accounts, ensuring transparency and audit readiness.
Platform Performance
Proven metrics that demonstrate our platform's reliability and performance
0%
Uptime Guarantee
Reliable platform performance
0+
Transactions/Second
High-performance processing
0/7
Support Availability
Always here for you
0ms
API Response Time
Lightning-fast integration
Platform Features
Built with modern architecture principles for scalability, security, and performance
Modular Architecture
Deploy and scale only what you need
Multi-Entity & Currency
Support branches, institutions & currencies
Open APIs
RESTful and standards-based integrations
Real-Time Processing
Instant transactions and reduced overhead
Role-Based Access
Custom permissions & secure approvals
Cloud & On-Premise
Deploy on AWS, Azure, or private cloud
Flexible Deployment Options
Choose the deployment model that best fits your institution's needs, compliance requirements, and technical preferences
Cloud-Native SaaS
Fully managed cloud deployment with automatic updates, monitoring, and scaling
Ideal for: Fast go-to-market
Private Cloud
Dedicated cloud infrastructure with enhanced security and customization options
Ideal for: Regulatory compliance
Hybrid Deployment
Combination of cloud and on-premise components for maximum flexibility
Ideal for: Complex requirements
What Our Clients Say
Financial institutions worldwide trust OpenFactor to power their digital transformation
OpenFactor lending solutions powered Standard Chartered Bank Nexus to launch BNPL in Singapore. Integration was seamless, credit decisions were instant, and the customer experience was fast and secure.
Mathias Faure
CTO
Standard Chartered Bank
FinSys core-banking has been a game-changer for ROVA Fintech UK. Its scalability and speed to market let us launch new products seamlessly, backed by OpenFactor’s professionalism and expertise.
Bipul Deka
SVP - Core Banking
ROVA UK
OpenFactor Integration solution enabled seamless real-time transactions for NMB through TIPS. Their speed and precision gave us a secure and reliable instant payments platform.
Tebogo Rabuthu
Chief Architect
ABSA